The building
Residential houses and apartments - the walls, roof and fixtures that make it a home.
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Home is the one place that should always feel safe.
Your home and everything in it, protected - from fire and flood to theft. As your broker, TISCO places cover that fits your property and your belongings, so you can rest easy.
Premium estimator
Estimate your yearly premium
per year, est. incl. VAT
Base premium
VAT (10%)
* Indicative estimate only. Premiums differ from one insurer to another and depend on the property's status - its age, construction, location, occupancy / use, security and claims history, and the cover you choose. Minimum premium BD 30 (+VAT).
Placed with Bahrain's leading insurers
As your broker we compare across the market and place your Home or Commercial cover with the insurer that fits best.
Top feature
Perils covered by every insurer
The core protection you get with any Home or Commercial policy we place.
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Fire, lightning & explosion
DetailsDamage to your property and its contents from fire, a lightning strike or explosion.
Covered by all -
Storm, flood & earthquake
DetailsStorm and flood damage, plus earthquake and volcanic eruption.
Natural perils -
Escape of water
DetailsWater escaping from tanks, equipment and pipes - and the damage it causes.
Burst pipes & tanks -
Impact
DetailsDamage caused by impact from a vehicle or an animal.
Vehicle or animal -
Theft
DetailsLoss of property following a break-in or attempted break-in.
Break-in cover
Two things, fully covered
Under your roof
Home cover protects both the place and everything you've filled it with.
The contents
Household items and belongings - with cover for jewellery and valuables, even if you rent.
Protection against
The things that turn a home upside down
Accidental fire Fire damage to home and contents.
Storm & flood Storm, tempest and flood.
Appliance explosion Explosion of domestic appliances.
Theft Break-in and stolen belongings.
Alternative accommodation Cost of housing or loss of rent.
Debris removal Clearing after a covered loss.
Jewellery Valuables cover.
Strike & riot Strike, riot and civil commotion.
Escape of water Bursting tanks, pipes & apparatus.
Cover starts from BD 30 (VAT excluded). All covers subject to policy terms & conditions.
Sahel by BCFC
Also insure your car and your trips - from your phone.
Motor and Travel insurance are available in the Sahel by BCFC app: buy, manage and renew in minutes, no branch visit needed. For this cover, a quick call to 8000 8000 gets you a specialist who’ll set it up.
Get the Sahel app
Common extensions & benefits
Add the cover your property needs
Jewellery cover For items kept in a locked safe.
Alternative accommodation / loss of rent Somewhere to stay, or rent replaced.
Third-party liability If someone is injured or their property damaged.
Domestic helper liability Personal accident / death cover.
Riots, strikes & civil commotion Optional or capped (typically ~25% of sum insured).
Home Assist - 24/7 emergency Plumbing, electrical, locksmith and more.
The detail
Cover limits at a glance
Typical limits - many can be increased. Final limits are set by the insurer and your policy.
Jewellery (in a locked safe)
Up to BD 3,000 - can be increased.
Alternative accommodation / loss of rent
Up to BD 300 / month, max BD 3,600 / year - can be increased.
Debris removal
10% of sum insured, max BD 5,000.
Riots, strikes & civil commotion
Deductible 10% of claim, min BD 1,000, max BD 3,000.
Third-party liability
BD 10,000 / year (residential) or BD 50,000 / year (commercial).
Domestic helper liability
BD 1,000 / year, applies to up to 2 helpers.
Notable exclusions: criminal acts, sabotage / terrorism, war / civil war, radioactive contamination, asbestos, fraud, political risks and cyber risks.
Why TISCO
The calm of knowing you're covered
You shouldn't need to understand insurance to be well insured. That's our job.
On Your Side
As a neutral broker, our responsibility leans your way, not toward any insurance company.
Honest Pricing
Competitive premiums with clear terms, no surprises.
One Number
Enquiries and renewals, through 8000 8000, with a team that knows Bahrain.
Backed by BCFC
Part of Bahrain Commercial Facilities Company, a trusted name for financing that Bahrainis have relied on for decades.
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Schedule a call
Leave your details and one of our team will contact you. You can also reach us directly using the contact details below:
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Good to know
Questions, answered
What exactly does home insurance cover?
Two things: the building (house, apartment or commercial property) and the contents inside. Cover extends to fire, storm and flood, theft, water damage and more - plus extras like alternative accommodation and jewellery.
How much does it cost?
Comprehensive cover starts from BD 30 (VAT excluded). The premium depends on the property and the value of what is inside it, so a short call gets you an accurate figure.
The content is covered?
Yes. Contents cover protects your belongings even if you don't own the building. We tailor it to your situation.
How do I arrange it?
Email tisco@bcfc.bh or call 8000 8000 and we prepare the right cover for your home.
