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Cards, financing and insurance in one app. Verify your identity once with eKey 2.0, apply in minutes and manage everything from one screen.
Apply, get approved and manage everything in the Sahel by BCFC app.
Limits from BHD 2,000 to BHD 50,000. Unipal Youth prepaid card for ages 18–29; prepaid top‑up capped at BHD 2,500.
Apply for a cardBHD 30 admin fee over 12 months. Approved amounts reach your IBAN within one working day. An existing facility can be topped up in app.
Apply or top upEmergency medical, trip cancellation, baggage delay, 24/7 assistance. Subject to eligibility and approval; terms apply.
A range of credit and prepaid cards, each with its own benefits. Whichever you choose, you apply in the app, and your digital card is ready to use as soon as you're approved.
Compare the cardsYour cards, financing and insurance sit together in one account, under one identity you verify once. Apply, pay, renew and track all of it digitally in the Sahel by BCFC app.
Your offers, your points and everything you hold, on the first screen you open. Scroll through, or pick a screen.
Suhail and Suhaila answer inside the app, in English or Arabic, by text or by voice, and take you straight to the screen you need. Scroll through, or pick a question.
Suhail and Suhaila provide general information and guidance, not financial advice. Built by our Bahraini team.
Sahel is provided by Bahrain Commercial Facilities Company B.S.C., licensed by the Central Bank of Bahrain as a Financing Company.
Onboarding is verified against Bahrain's national digital identity, and every sign-in needs your PIN with two-factor authentication.
If a card goes missing, freeze it instantly in the app, no call needed. Card details, PIN and limits stay under your control.
e-Salary access is opt-in and used only to assess your application, and your documents upload encrypted from your device.
Your card is issued digitally the moment you're approved, so you can start spending straight away: online, in store or in your wallet app.
Card and financing payments go through BenefitPay and the BENEFIT Payment Gateway, Bahrain's national payment network.
Call 8000 8000 at any time. If something looks wrong, one of our team will help you.
Drag or scroll across six real screens from the app.
One app for your cards, financing, insurance, payments and rewards, there whenever you need it.
Scan to downloadOpens the right store for your device
Open to Bahraini citizens and residents. Registration needs a valid CPR, email and mobile number. Minimum age for a financing facility or credit card is 21. Terms apply.
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Suhaila
BCFC assistant
Hi, I'm Suhaila
I answer from our website's own content. Please don't share your CPR or card numbers.
Shall I speak my answers?
Answers can be wrong. For account matters call 80008000.
