IMTIAZ Loyalty Programme

Earn as you spend. Redeem your way.

With every transaction on your IMTIAZ Mastercard, you earn Loyalty Points to redeem as you wish, whether for cashback, airline miles, Jawaher points from Batelco by Beyon, or a donation, all through the Sahel app.

Up to 2.6
points per BD spent
7 ways
to redeem your points
24 months
points validity

Ways to redeem

Cashback

Turn your points into cashback, credited straight to your card statement.

Cashback View details

Gulf Air Falconflyer

Transfer your points to Gulf Air Falconflyer miles for flights, upgrades, extra baggage and lounge access.

Travel View details

Etihad Guest

Transfer your points to Etihad Guest Miles for flights, upgrades, seat selection and shopping.

Travel View details

Qatar Airways Privilege Club

Transfer your points to Avios for flights and upgrades, or spend them at Qatar Duty Free.

Travel View details

Shukran

Convert your points into Shukran points to spend across Landmark Group brands.

Lifestyle View details

Jawaher

Convert your points into Jawaher points to redeem across Batelco's rewards, including your bills.

Telecom View details

Give Back

Donate your points to the Royal Humanitarian Foundation or the Zakat and Sadaqat Fund, and put your rewards towards a cause.

Charity View details

Points Calculator

Pick your IMTIAZ card, split your monthly spend, and see exactly what you earn.

Choose your card
Local spend
BD 1 = 2 pts
International spend
BD 1 = 2.6 pts
Government & petrol
BD 1 = 0.3 pts
Card present in EUR & GBP
BD 1 = 0.3 pts
BD
BD
BD
BD
Total monthly spend BD 500
Points / month
1,060
Points / year
12,720
Cashback value / year
BD 89.040

Based on the published earn rates for the IMTIAZ World Elite Mastercard.

Estimated values based on current conversion rates. A minimum applies to each programme. Final values are shown in the Sahel by BCFC app.

Redeem in Sahel (opens in a new tab)

New to the programme?

Everything about earning, converting and redeeming your IMTIAZ points, answered in one place.

Read the FAQs

Sahel by BCFC

Financing made simple

Manage your card, track spend and unlock every benefit from one seamless digital financing experience.

Download the app