The IMTIAZ range has credit cards in three tiers, plus prepaid options. This page sets out what each tier offers, using the details on each card page. Open a card page for the full benefits, terms and the application.
Platinum: IMTIAZ Platinum and IMTIAZ for Her Platinum
- Complimentary access to 25+ regional and international airport lounges through the Mastercard Travel Pass app.
- Purchase Protection from Mastercard against theft or accidental damage for up to 365 days on new purchases (T&Cs apply).
- Points on every purchase: BD 1 = 1 point on local spend and 1.3 points on international spend.
IMTIAZ Platinum · IMTIAZ for Her Platinum
World: IMTIAZ World, IMTIAZ for Her World and the UEFA Champions League card
- Complimentary access to 1,300+ airport lounges worldwide, including the Pearl Lounge in Bahrain, through Mastercard Travel Pass.
- Travel medical and travel inconvenience insurance through Mastercard (T&Cs apply).
- Points on every purchase: BD 1 = 1.25 points on local spend and 1.625 points on international spend.
- The UEFA Champions League card adds Champions League experiences for cardholders, subject to availability and campaign terms.
IMTIAZ World · IMTIAZ for Her World · UEFA Champions League card
World Elite: IMTIAZ World Elite
- Unlimited lounge access for you and one guest at 1,300+ lounges.
- A private chauffeur to and from Bahrain International Airport (book at least 48 hours in advance) and a 24/7 travel and lifestyle concierge.
- GHA Discovery Titanium status across 1,000+ luxury hotels worldwide.
- Points on every purchase: BD 1 = 2 points on local spend and 2.6 points on international spend.
Prepaid: IMTIAZ Platinum Prepaid and Unipal Youth
- No credit check, no bank account and no minimum income needed. Load an amount and spend only what you have loaded.
- Apple Pay, BenefitPay and contactless payments, with 24/7 fraud monitoring.
- Unipal Youth is for ages 18 to 29, with access to Unipal offers and Haiba membership perks.
IMTIAZ Platinum Prepaid · Unipal Youth
Who can apply for the credit cards?
- Self-employed or salaried individuals between 21 and 60 years old.
- Minimum income for Platinum, World and the UEFA card: BD 300 for Bahrainis and BD 400 for residents. World Elite shows a minimum credit limit of BD 5,000, subject to assessment.
- Open to Bahrainis and residents. Non-Bahrainis need a valid residence permit of at least three months.
Frequently asked questions
Can residents apply for an IMTIAZ credit card?
Yes. The IMTIAZ credit cards are open to Bahrainis and residents. Non-Bahrainis need a valid residence permit of at least three months, and residents have a minimum income of BD 400.
What is the annual fee?
Card fees are published on the Fees and Charges page.
What rewards do I earn?
You earn IMTIAZ points on every purchase, at a higher rate in each tier as shown above. You redeem points in the Sahel by BCFC app, for example as statement cashback, Shukran points or Gulf Air Falconflyer miles.
Which card is best for travel?
All credit tiers include lounge access through Mastercard Travel Pass. The World tier widens it to 1,300+ lounges and adds travel insurance, and World Elite adds unlimited access for you and a guest, a chauffeur and a concierge.
See all cards on the IMTIAZ Cards page.
