Murabaha · Vehicle Finance

Murabaha Vehicle Financing

A transparent, Sharia-compliant way to finance your vehicle. We purchase the car and sell it to you at an agreed price with a clear, fixed profit - and you own it from day one.

Apply for an Islamic Finance

Sharia-compliant vehicle financing

We buy the car, then sell it to you at a fixed, transparent price based on the agreed profit margin.

Key features
  • Fully Sharia-compliant
  • Transparent pricing with a fixed profit margin
  • Flexible repayment terms up to 7 years
  • Grace period up to 6 months
  • Ownership transferred to you from the first day
  • A digital journey, from application to ownership transfer
The process

How Murabaha works

Select your vehicle

Identify the vehicle you wish to purchase.

Agreement

We buy the car, then sell it to you at a fixed, transparent price based on the agreed profit margin.

Payment plan

Settle your payments through instalments over the agreed period.

Ownership

Ownership is transferred to you from the first day.

Good to know

About Murabaha

Sharia opinion (Fatwa)

Every contract is reviewed, approved and supervised by our independent Sharia Supervisory Board.

View the fatwa

Fees & charges

Clear, fully disclosed fees and profit terms - no hidden costs and no surprises.

See fees & charges
Eligibility

Will I qualify?

For individuals
  • Minimum age 21 years
  • Minimum monthly income BD 300 for Bahrainis; BD 400 for Residents
  • Valid CPR and Bahraini ID
  • Proof of residence

Eligibility is subject to assessment and applicable terms and conditions.

Certified

Sharia compliance you can see

Our Murabaha financing is fully compliant with Islamic Sharia principles, as verified by our Sharia Supervisory Board:

  • Actual asset ownership transfer during the transaction
  • Transparent disclosure of all costs and profit margins
Good questions

Before you apply

Is this genuinely Sharia-compliant?

Yes. Murabaha is a cost-plus sale: we buy the vehicle and sell it to you at a disclosed price with a fixed profit. There is real asset ownership and no interest. All contracts used are approved by the Shariah Supervisory Board.

Can I finance any car, or only certain brands?

You can finance the vehicle you choose, new or used, subject to assessment. We are not tied to a single showroom.

How long does approval take?

Once your documents are complete, our team reviews and contacts you promptly. Apply for an Islamic Finance or call us on 8000 8000.

What is the maximum term?

Repayment terms are available up to 7 years, with a grace period of up to 6 months, subject to policy.

Get started

Apply for an Islamic Finance

Leave your details and our team will call you to complete your Murabaha vehicle finance application with you.

  • Share your details below
  • We call you to confirm & collect documents
  • Get your decision - usually the same day

Start Your Application

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Financing made simple

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